MICRO-FINANCING PROJECTS
Some of the most successful projects by VPM to create sustainability in Gaza are the micro-financing projects. VPM contributes between USD500-1,000 to eligible business owners for their start-ups. VPM's representative monitors these projects and so far, Alhamdulillah, most, if not all of these projects have been successful.
Below are some of the projects: Ahmed Abu Shaban with his Breeding and Sale of Poultry business, this business has enabled him to support a family of 10; Islam S. Dahman with his mechanic workshop, he is now able to get married after opening this business; Youssef A. Al Shrafi with his shop and he supports a family of 8 from this business; Fayzah A. Al Ashqar with her tailoring business, she is a widow and supports her family; Moneer. M Dahrooj with his sheep breeding business and he will start to sell the sheep for the upcoming Eid Al Adha; Mahmoud M. Abed Al Rhman with his blacksmith workshop, he is now able to support his family with this business.
Heartwarming stories from 2 of our beneficieries to show our kind donors how useful and effective their donations have been:
Project: Mobile shop
Name: Sameh F. Ziyarah
Amount of loan: $ 1000.
He is a young man in the beginning of twenties, he draw this cute smile in his face when he was seeing me entering his small shop, before I entered the shop, I saw 3 men were dealing to buy some accessories for mobiles, I introduced myself to him, then I started asking him some questions that will help me in evaluating and mentoring his micro project.
He told me that he knew about the project of “ Hallal loan “ from advertisement, he called the families development society (FDS) and asked them how he can apply, I visited the FDS and I applied for loan by small project to developing mobile shop, after one month FDS called me and visited me in my shop, also they visited me in my home and checked my social and economic situation, I didn’t think they will call me again, but it is Allah wanting , they called me and told me that I got loan from kind people in Malaysia.
After I got the fund, I started in buying what I need for my shop ,now anybody want any accessory for his mobile he can find it in my shop, a lot of customers are dealing with me.
On other hand my family feel so happy now, because our income fairlyincrease, this will make me to pay for my family needing, also to pay for loan payments, and I think $ 50 is suitable amount for pay every month.
Project Name: sewing shop
Name: Faezah Al Ashkar,
Amount of loan: $ 800
She said “ I have been working on sewing machine since 36 years , I used to work in my house to help my husband in our house income, but after I became a widow the responsibility was increased, I have 5 sons with 2 daughter , the middle son has been traveling to Europe to work there, but unfortunately the news from him stopped and we didn’t know anything about him since 6 years “ she spoke with Shedding tears” , after than I forced to tack care of my son’s family “ his wife with his children “, I told myself if I will continue working in my house, my work and my income will still weak, so I thought to open small shop near my house by borrowing some money from some friends and relatives, I started my small project but it need raw material , so when I heard from my friends that there is women organization give you Halal loan without hard restrictions, I directly visited FDS, and they helped me in applying for my projects, they visited my home and evaluated me situation, after 1 month they called me to sign the agreement for receiving the loan.
Directly I bought the needed raw material,I started my work by “ renewing the old dresses and selling it again or designing and sewing for customers, and Al Hamdulelh my work developed and I pay the loan payments in progress way, the only problem that I faced is the cutting off the electricity, but it is public problem in Gaza so Allah Al mustaan.
I would like to thank all brothers and sisters who donated for this charity project in Malaysia, and may Allah accept from them “.
